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American Express · Updated June 2026

Marriott Bonvoy Brilliant American Express Review (2026)

Marriott's premium co-brand card with automatic Platinum Elite status, a 85k-point annual free night, and a monthly dining credit.

Annual fee
$650
Welcome bonus
Earn 95,000 bonus points
Annual fee
$650
Welcome bonus
Earn 95,000 bonus points after spending $6,000 in purchases in the first 6 months
Rewards rate
6X at participating Marriott Bonvoy hotels; 3X at restaurants worldwide and on flights booked directly with airlines; 2X on all other purchases.
Points value
~0.8¢ per Bonvoy point
Credit score
Good to Excellent (670–850)
Network
American Express
Foreign tx fee
None

Annual credits & benefits

Dining Credit

Monthly ($25/month)

$300

Up to $25 per month in statement credits on eligible dining purchases at restaurants worldwide.

Tip: Use the $25 each month — it doesn't roll over. Works at restaurants worldwide, including takeout and delivery.

Global Entry or TSA PreCheck Credit

Every 4/4.5 years

Up to $120 for Global Entry or $85 for TSA PreCheck

Statement credit for the application fee of Global Entry or TSA PreCheck.

Tip: Choose Global Entry — it includes TSA PreCheck and covers expedited customs.

Is the $650 fee worth it?

Ideal for

  • Marriott loyalists
  • Annual free night
  • Dining credit

Not ideal for

  • Infrequent travelers who rarely fly or stay at hotels
  • Those who prefer cash back over travel rewards
  • Budget-conscious consumers avoiding annual fees

How we rate & review credit cards

CreditMilesGuru's editorial team evaluates cards on annual-fee value, welcome bonus, ongoing earn rates, transfer-partner quality, travel protections, credits and perks, and the current competitive landscape. Our ratings are independent — we are not paid by issuers to rate cards favorably. This review was last updated June 2026.

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