Chase · Updated June 2026
United Club Infinite Card Review (2026)
United's top-tier co-brand card with a United Club membership, premium travel perks, and a deep set of rideshare, Instacart, and travel statement credits.

Annual credits & benefits
Rideshare Credit
Monthly ($12/month, $18 in December)
Up to $150 back each calendar year on rideshare purchases ($12/month January–November and up to $18 in December). Enrollment required.
Tip: Use the monthly rideshare credit on Uber, Lyft, or other eligible providers — it doesn't roll over.
Instacart Credit
Monthly ($20/month)
Two $10 Instacart credits each month (up to $240 annually) on purchases through Instacart, plus a complimentary Instacart+ membership. Enrollment required.
Tip: Place two qualifying Instacart orders each month to capture the full $20 — credits don't roll over.
JSX Credit
Calendar year
Up to $200 in statement credits each year on JSX hop-on jet purchases.
Tip: If you fly JSX, the credit covers up to $200 of fares each year.
Avis or Budget Credit
Calendar year
Up to $100 in statement credits each year on eligible Avis or Budget car rentals.
Tip: Book Avis or Budget rentals on the card to capture up to $100 a year.
Is the $695 fee worth it?
Ideal for
- Frequent United flyers
- United Club membership
- Statement credits
Not ideal for
- Infrequent travelers who rarely fly or stay at hotels
- Those who prefer cash back over travel rewards
- Budget-conscious consumers avoiding annual fees
How we rate & review credit cards
CreditMilesGuru's editorial team evaluates cards on annual-fee value, welcome bonus, ongoing earn rates, transfer-partner quality, travel protections, credits and perks, and the current competitive landscape. Our ratings are independent — we are not paid by issuers to rate cards favorably. This review was last updated June 2026.
Ready to apply?
The United Club Infinite Card can be a valuable addition to your wallet. Add it to the free Card Tracker to watch every credit and bonus once it's in your pocket.