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Chase · Updated June 2026

United Quest Card Review (2026)

A mid-premium United co-brand card with an annual United travel credit, checked bags, and award-flight mileage rebates.

Annual fee
$350
Welcome bonus
Earn 70,000 bonus miles
Annual fee
$350
Welcome bonus
Earn 70,000 bonus miles after spending $4,000 in purchases in the first 3 months
Rewards rate
8X on United purchases; 3X on dining, select streaming, and other travel; 2X on all other purchases.
Points value
~1.3¢ per United mile
Credit score
Good to Excellent (670–850)
Network
Visa
Foreign tx fee
None

Annual credits & benefits

United TravelBank Cash

Annual

$200

Up to $200 in United TravelBank cash deposited each account year, usable toward United or United Express flight purchases (not partner airlines or award taxes/fees).

Tip: Apply it toward an upcoming United flight — TravelBank cash only works on United/United Express fares, not partner-airline bookings.

Global Entry, TSA PreCheck or NEXUS Credit

Every 4 years

Up to $120

Statement credit for a Global Entry, TSA PreCheck, or NEXUS application fee.

Tip: Choose Global Entry — it includes TSA PreCheck.

Renowned Hotels Credit

Annual (anniversary year)

$150

Up to $150 back in statement credits each anniversary year on hotel stays booked and prepaid directly through Renowned Hotels and Resorts.

Tip: This is a single pooled amount — apply the whole $150 to one qualifying stay instead of splitting it.

Rideshare Credit

Monthly ($8/month, $12 in December)

$100

Up to $100 back each calendar year on rideshare purchases ($8/month January–November and up to $12 in December). Enrollment required.

Tip: Enroll each year and use the card for your regular Uber or Lyft rides — unused monthly credits don't roll over.

Avis or Budget Credit

Calendar year

$80

Up to $80 in United TravelBank cash each anniversary year — $40 on your first eligible Avis or Budget rental and $40 on your second, booked through cars.united.com.

Tip: Book two separate Avis/Budget rentals (minimum 2 days each) through cars.united.com with your MileagePlus number attached to capture both $40 credits.

Instacart Credit

Monthly ($15/month)

$180

A $10 credit and a $5 credit each month (up to $180 annually) on purchases through Instacart, plus a complimentary Instacart+ membership. Benefit runs through 12/31/27.

Tip: Place a qualifying Instacart order each month to capture both the $10 and $5 credits — they don't roll over.

JSX Credit

Calendar year

$150

Up to $150 in statement credits each anniversary year on JSX hop-on jet purchases made directly with JSX.

Tip: If you fly JSX, this credit covers up to $150 of fares annually — book directly with JSX to qualify.

Is the $350 fee worth it?

Ideal for

  • United flyers
  • Annual travel credit
  • Award flight rebates

Not ideal for

  • Infrequent travelers who rarely fly or stay at hotels
  • Those who prefer cash back over travel rewards
  • Budget-conscious consumers avoiding annual fees

How we rate & review credit cards

CreditMilesGuru's editorial team evaluates cards on annual-fee value, welcome bonus, ongoing earn rates, transfer-partner quality, travel protections, credits and perks, and the current competitive landscape. Our ratings are independent — we are not paid by issuers to rate cards favorably. This review was last updated June 2026.

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