Fine Hotels + Resorts & card-collection hotels in Maldives

14 luxury properties across 6 cities that you can book through Amex FHR, The Hotel Collection, Chase The Edit or Capital One Premier — each with breakfast, property credits and upgrades on top of your rate.

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Top-rated properties in Maldives

Soneva Secret

Makunudhoo Atoll, Maldives

4.9(18)
FHR

“Soneva Secret is, without a doubt, the best hotel in the Maldives I have ever stayed at, by far. If true luxury goes beyond five stars, this is a real six-star experience. Although the resort is small and intimate, the service, attention to detail, and overall experience are simply exceptional. The villas are stunning, and the team delivers a level of care and personalization that is truly unmatched. They also made my engagement proposal possible ; the very first proposal ever organized at the hotel and turned it into an absolutely magical and unforgettable moment. Having stayed at many luxury” — Saray Jimenez

  • Daily breakfast for two
  • $ 300 Property credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$390–$950 / nightDetails

Conrad Maldives Rangali Island

South Ari Atoll, Maldives

4.8(1k)
FHR

“Our second time visiting the Conrad Maldives and we had a wonderful stay this time traveling with a family of 3. We were paired again with Hussain our island host who helped ensure we had a good stay by answering our questions and booking activities and restaurants. It was nice to have the familiar face. The resort was quieter than the last time when we went in Feb. Pros: it felt like we had the place to ourselves. Cons: the weather - windy and rained heavily one of the days we were there and excursions were cancelled Our small child loved the kids club. Ms Cindy from kids club came out to gre” — Jane Zhang

  • Daily breakfast for two
  • $ 150 Property credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$540–$1,320 / nightDetails

Four Seasons Resort Maldives at Kuda Huraa

North Malé Atoll, Maldives

4.8(613)
FHRThe Edit

“We stayed at Four Seasons Kuda Huraa from late November to mid-December 2025, booked via Virgin Holidays. As first-time Virgin customers, our expectations were modest — but they were exceeded from the moment we arrived. We were warmly greeted at the airport by both Virgin and Four Seasons staff and escorted straight to the boat. Noticing I had a bad cold and had lost my voice, the Four Seasons team thoughtfully arranged for a resort doctor to be on standby upon our arrival — an incredibly caring touch. We were welcomed by Zaneta and Bek, who instantly made us feel at home, especially as we wer” — Christina Grace

  • Daily breakfast for two
  • $ 100 Property credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$480–$1,175 / nightDetails

Four Seasons Resort Maldives at Landaa Giraavaru

Baa Atoll, Maldives

4.8(397)
FHRThe Edit

“everything was good, good level for a 5 star hotel, but noone was trying exceed the expectations - not the services you expect from a Four Seasons chain, specially boat crew, 4 ppl on the boat and some are chatting or on the phone, i did not feel we rented private boat. Only captain was working and knew what he was doing. On the plain there we were together with 4 workers, when there was mantas it took the crew 2 hours to inform and bring us there, noone is in rush, everyone is chilled as if they are on holidays not us:)) But again everything was really good, it was just not perfect, not what ” — Yulia Fedorishina

  • Daily breakfast for two
  • $ 100 Property credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$445–$1,085 / nightDetails

Gili Lankanfushi Maldives

North Malé Atoll, Maldives

4.8(342) Open 24 hours
FHR

“This is 1000000% the best resort i’ve ever been to, no doubt. Everything is just incredible. The rooms are spot-on. Useful stuff inside like sunscreen, sun shampoo, etc. the view is breathtaking and the beds are comfy. The service is the ABSOLUTE best. Every single staff is heart-warming and welcoming. They always greet you with a smile on their face. Mr and Ms Friday are the best. Best service I’ve ever experienced in my life. When the vacation ended, I already missed them and the resort. The whole experience was just really, really, fun especially with family. the Indian food is really reall” — melody

  • Daily breakfast for two
  • $ 150 Property credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$400–$975 / nightDetails

Jumeirah Olhahali Island

Malé, Maldives

4.8(281)
FHR

“My stay at Jumeirah Olhahali Island was, without exaggeration, the most frustrating and poorly managed experience I have had in the Maldives — and this was my third visit. I selected this resort specifically because of the Jumeirah brand’s reputation and the advertised speedboat transfer option, which was a key deciding factor for me. Unfortunately, the problems began immediately after booking. I was quoted a room rate, agreed to it, and paid in full under a non-refundable policy. Only after payment was processed was I informed that the speedboat transfer was “full” and that I would be require” — maryam wali

  • Daily breakfast for two
  • $ 200 Property credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$560–$1,365 / nightDetails

Six Senses Laamu

Olhuveli, Maldives

4.8(981) Open 24 hours
FHRThe Edit

“Absolutely amazing trip to Six Senses Laamu. Love the brand overall at other locations and this one didn't disappoint. The food was amazing - something you might worry about on an island vacation. They had a couple themed nights which were upscale buffet w/ live stations. Breakfast every morning was the one of the highlights of the day. We had excellent massages and the gym/spa overall was super well appointed and nice. Our room was everything you hope for and imagine in a maldivian overwater experience. Really embodied the barefoot luxury vibes and being able to jump off your front porch and ” — Alexander Phillips

  • Daily breakfast for two
  • $ 100 Food and beverage credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$545–$1,335 / nightDetails

Soneva Fushi

Eydhafushi, Maldives

4.8(341) Open 24 hours
FHRThe Edit

“Soneva Resort has always felt less like a destination and more like a dream I’m still chasing. I haven’t had the chance to stay there yet, but everything I’ve seen and read about it makes it seem almost unreal—like a place where luxury, nature, and peace exist in perfect balance. From the iconic overwater villas to the “no news, no shoes” philosophy, Soneva isn’t just about comfort, it’s about an experience. The idea of waking up to endless ocean views, having a private pool, open-air bathrooms, and personalized service sounds incredible. What fascinates me even more is their focus on sustaina” — sovon adhikari

  • Daily breakfast for two
  • $ 100 Property credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$555–$1,360 / nightDetails

The Ritz-Carlton Maldives, Fari Islands

North Malé Atoll, Maldives

4.8(355)
FHR

“It was the best travel experience I have ever had. Whatever you imagine, you will experience even more. The food, the service, and the cleanliness of the villa were all truly exceptional. Despite being close to Malé, the resort offers an incredible overwater environment, which is a major advantage in terms of accessibility. On a previous trip, I stayed at a resort that was two hours away from Malé, and even compared to that, this place does not fall short at all. This was my second experience with The Ritz-Carlton, and I was deeply impressed by the attentive service and thoughtful care during ” — 윤병윤

  • Daily breakfast for two
  • $ 100 Property credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$540–$1,320 / nightDetails

The St. Regis Maldives Vommuli Resort

Dhaalu Atoll, Maldives

4.8(631)
FHR

“The level of personalized service at St. Regis is second to none, and it is because of wonderful team members like them that this resort stands out as one of the best luxury destinations in the world. I would especially like to recognize my butler Mr. ABANOUB and villa attendant Mr. MOHAMED for making my stay truly unforgettable. Their attentiveness, kindness, and dedication to providing exceptional service made all the difference. They anticipated my needs, ensured everything was perfect throughout my stay, and always greeted me with genuine warmth and a smile. Highly recommended for anyone s” — Anne Sy

  • Daily breakfast for two
  • $ 300 Property credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$400–$975 / nightDetails

Velaa Private Island

Noonu Atoll, Maldives

4.8(237)
FHR

“...In its own private league, this island is. Yes, hmmm... Velaa Private Island truly deserves to be called "The_Mostest_Bestest Island in the Maldives." We have been once- or twice-yearly guests of this island since its launch at the end of 2013, and it never ceases to delight us. All the other island hotels simply pale in comparison. Look no further - go there and discover the only island that was made "for the soul" and not for corporate profit. ❤️❤️❤️ Of course, as the years and seasons pass, and as winds and waves change direction, the shape of the island and beaches changes slightly. How” — Kivan Noldor

  • Daily breakfast for two
  • $ 150 Food and beverage credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$460–$1,130 / nightDetails

W Maldives

North Ari Atoll, Maldives

4.8(709)
FHR

“My partner and I had the most wonderful stay celebrating our anniversary. From the moment we arrived, the level of hospitality was truly exceptional—every member of the team was warm, attentive, and genuinely kind, which made our stay feel incredibly special. A very special thank you to Callisa, who hosted us throughout our entire stay. She went above and beyond to ensure that every detail was taken care of. Even when we requested something that wasn’t immediately available on the island, she thoughtfully arranged for it to be brought from the main island the very next day. Her attentiveness a” — Fares Al Nasser

  • Daily breakfast for two
  • $ 150 Property credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$465–$1,135 / nightDetails

Amilla Maldives

Finolhas, Maldives

4.7(439) Open 24 hours
FHR

“We stayed at Amilla Maldives Resort for 8 days, and it was truly an amazing experience. The island is spacious, surrounded by lush greenery and countless coconut trees. Thankfully, we didn’t encounter any caterpillars during our stay. The resort offers many complimentary activities, including snorkeling sessions, spa experiences, marine talks, and art classes. My favorite part was the two snorkeling trips — one around the house reef and the other to the Blue Hole. We saw grey sharks, reef sharks, turtles, and so many colorful fish. For me, the food and coffee were not exactly as expected, but ” — DHOHA

  • Daily breakfast for two
  • $ 100 Food and beverage credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$400–$985 / nightDetails

Cheval Blanc Randheli

Malé, Maldives

4.7(157)
FHR

“We have stayed at this hotel several times over the years, including four visits within the last twelve months. During the period when Laurent was General Manager, the standards were excellent and there was never a single reason for complaint. Our most recent stay, however, was unacceptable in every respect. Hygiene has severely declined, and service standards have dropped dramatically. Hair was found in the food three times, and during a private barbecue in our villa, a live worm was discovered in the salad. On several occasions, spoiled fruit was served, and the villa itself was full of inse” — ARAN ARAN

  • Daily breakfast for two
  • $ 125 Food and beverage credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$475–$1,160 / nightDetails

Hard Rock Hotel Maldives

Malé, Maldives

4.7(2k) Open 24 hours
THC

“My husband and I stayed at Hard Rock Maldives for 5 days for our honeymoon in May 2026, and everything was absolutely perfect! The service, the facilities, and the overall experience exceeded our expectations. The staff were incredibly friendly and welcoming. A special thank you to Saugat (I hope I spelled your name correctly), who arranged our romantic dinner and made our stay even more memorable. He was so warm and friendly that he felt like family to us. We would also like to thank Johnny, who we often met while riding in his buggy. He was always kind and helpful, and he was even the one wh” — Sukma Eka N

  • Depends on the Property
  • $100 property credit to spend on qualifying dining, spa, and resort activities.
  • Room upgrade upon arrival, when available
  • Late check-out, when available
$315–$760 / nightDetails

Oneandonly Reethi Rah

Reethi Rah, Maldives

4.7(376) Open 24 hours
FHRThe Edit

“I have been dreaming of visiting this resort for a long time and fortunately for me my husband decided to surprise me for my birthday. The weather was unique during all 5 days, so we were able to enjoy to the maximum all the beauty that the island has to offer. Special thanks to the resort manager, who upgraded our villa, which we really appreciate. The service is at a very high level, the cleanliness is impeccable everywhere and something very important, they cook very tasty food in all the restaurants. The breakfast was also very rich. It is definitely the best island we have visited in the ” — Елена Симонович

  • Daily breakfast for two
  • $ 100 Property credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$475–$1,165 / nightDetails

Waldorf Astoria Maldives Ithaafushi

South Malé Atoll, Maldives

4.7(565)
FHR

“Our stay at Waldorf Astoria Maldives was truly one of the most incredible experiences we’ve ever had. From the moment we arrived, everything felt luxurious, peaceful, and perfectly curated. The resort itself is breathtaking — the villas, the views, the service, the food, and the attention to every tiny detail were all absolutely world class. What made our stay even more special was Hajar. She was genuinely exceptional in every way — so thoughtful, kind, professional, and always making sure we were comfortable and happy. She went above and beyond throughout our stay, and her warm personality ma” — Ghaida

  • Daily breakfast for two
  • $ 150 Food and beverage credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$475–$1,165 / nightDetails

JOALI MALDIVES

Male, Maldives

4.6(195)
FHRThe Edit

“Dear Team at JOALI Maldives, From the very first moment we arrived in this paradise, we sensed that we were about to experience something truly exceptional,but what we lived through went far beyond anything we could have imagined. Every detail throughout the resort reflects a rare level of excellence; the villas are not merely places to stay, but beautifully crafted sanctuaries where comfort, elegance, and thoughtful design come together in perfect harmony. The natural beauty of the island, the peaceful atmosphere, and the impeccable cleanliness all blend seamlessly to create a magical setting” — Nadeen AlKurdi

  • Daily breakfast for two
  • $ 150 Food and beverage credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$500–$1,220 / nightDetails

Soneva Jani

Noonu Atoll, Maldives

4.6(409) Open 24 hours
FHR

“We visited this resort in October 2025 after hearing so many glowing recommendations. The staff deserve real praise — they’re polite, warm, and genuinely helpful. That said, the property itself feels tired and overdue for a proper refresh. The villa layout is beautiful, but several of the lights didn’t work and the controls were confusing. Some fittings had mould, and the outside decking was so weathered that it left our feet dirty every time we stepped outside. Maintenance overall seems to have slipped. A few fixtures around the villa had simply been disconnected rather than repaired, and you” — james harrison

  • Daily breakfast for two
  • $ 100 Property credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$485–$1,185 / nightDetails

Taj Exotica Resort Maldives

South Male' Atoll, Maldives

4.6(999) Open 24 hours
FHRThe Edit

“I wanted to share feedback from my recent stay. First, I must appreciate the excellent hospitality we experienced. The service was truly memorable, and I’d like to specially thank: Chef Prakash Dubey for all the yummy food — every meal was a delight. Serving Staff Ektha and Sana at 24 Degree Restaurant for their warm, attentive service. Reshma at the Equator Bar for the amazing cocktails and great recommendations. Billa at Mediterraneo Waterfront for suggesting the food and for his outstanding service. Last but not least, Salah our host, and the Buggy staff for always being helpful and prompt.” — Sanjay Jeswani

  • Daily breakfast for two
  • $ 100 Food and beverage credit to be used during stay
  • Room upgrade upon arrival, when available
  • Guaranteed 4pm check-out
$405–$985 / nightDetails

The collections explained

FHR

Fine Hotels + Resorts

Amex Platinum · $600 hotel credit

THC

The Hotel Collection

Amex Platinum / Gold · $600 hotel credit

The Edit

The Edit by Chase Travel

Sapphire Reserve · $500 Edit credit

Premier

Premier Collection

Venture X · $300 travel credit